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Compare Mobility Scooter Insurance: Find the Best UK Deal
Can't find mobility scooter insurance on MoneySupermarket or Compare the Market? Here's why — and where to compare the best UK specialists instead.
6+ Specialist UK Providers
From £3.80/month
All FCA Regulated
Why MoneySupermarket and Compare the Market Don't List Mobility Scooter Insurance
If you've searched for mobility scooter insurance on mainstream comparison sites like MoneySupermarket, Compare the Market, Go Compare or Confused.com, you'll have noticed they don't list these policies.
This isn't because mobility scooter insurance doesn't exist — it's because mainstream comparison sites focus on high-volume products like car and home insurance. Mobility equipment insurance is a specialist market served by dedicated providers.
The Reality:
- ✗MoneySupermarket: No mobility scooter insurance
- ✗Compare the Market: No mobility scooter insurance
- ✗Go Compare: No mobility scooter insurance
- ✓Specialist providers: Full range of policies available
UK Mobility Scooter Insurance Comparison 2026
Compare the leading specialist providers. All are FCA-regulated and offer online quotes.
| Provider | From Price | Max Cover | Public Liability | Breakdown | Visit |
|---|---|---|---|---|---|
Surewise Best value • Zero excess | £3.80/month | £15,000 | £2M | Optional | Visit → |
Fish Insurance Highest cover • New for old | £38/year | £40,000 | £2M | Add-on | Visit → |
Mark Bates Ltd Highest liability • Breakdown incl. | £54/year | £20,000 | £5M | Included | Visit → |
Age UK Over-50s specialist • LV= underwritten | Quote needed | £10,000 | £2M | Add-on | Visit → |
Blue Badge Recovery included • Accessories covered | £49/year | £15,000 | £2M | Included | Contact for quote |
What to Compare When Choosing Mobility Scooter Insurance
Coverage Levels
- • Theft from home and away
- • Accidental damage protection
- • Fire and vandalism cover
- • Public liability limits
- • Personal accident benefits
Policy Terms
- • Excess amounts (some offer zero)
- • Agreed vs market value settlement
- • Geographical coverage area
- • Age and condition restrictions
- • Payment options (monthly/annually)
Additional Services
- • Breakdown recovery included
- • Courtesy scooter provision
- • Accessories and modifications
- • Battery replacement cover
- • Legal expenses protection
Class 2 vs Class 3 Scooter Insurance Comparison
2
Class 2 Scooters
Pavement only • Max 4mph
Legal Requirements:
No insurance legally required, but strongly recommended for protection.
Typical Cover:
- • Theft protection
- • Accidental damage
- • Public liability (optional)
- • Fire and vandalism
Cost Range:
£30-£80 per year depending on value and cover level.
3
Class 3 Scooters
Road legal • Max 8mph
Legal Requirements:
Must be DVLA registered. Third party insurance not mandatory but recommended.
Typical Cover:
- • Comprehensive road protection
- • Higher public liability limits
- • Breakdown assistance available
- • Legal expenses cover
Cost Range:
£50-£150 per year due to road use and higher values.
Mobility Scooter Insurance Comparison FAQs
Can I compare mobility scooter insurance on MoneySupermarket?
No — MoneySupermarket, Compare the Market, Go Compare and other mainstream comparison sites do not typically list mobility scooter insurance policies. These sites focus on high-volume products like car and home insurance. For mobility scooter cover, you need to compare specialist insurers directly.
What are the best mobility scooter insurance companies in the UK?
The leading UK mobility scooter insurance specialists include: Surewise (best value, from £3.80/month), Fish Insurance (highest cover up to £40k), Mark Bates Ltd (£5M public liability), Age UK (popular with over-50s), and Blue Badge Insurance (breakdown included as standard).
What should I compare when choosing mobility scooter insurance?
Key factors include: coverage levels (theft, accidental damage, public liability), excess amounts, breakdown recovery inclusion, geographical coverage area, agreed vs market value settlement, premium cost, and whether accessories are covered. Also check customer service ratings and claims handling reputation.
Related UK Mobility Scooter Insurance Guides
Mobility Scooter Insurance UK
Complete guide to mobility scooter insurance in the UK with quotes calculator
Cheapest Mobility Scooter Insurance
Find the lowest-cost mobility scooter insurance policies from UK specialists
Mobility Scooter Breakdown Cover
Compare breakdown recovery services for mobility scooters across the UK