What Age UK says
Age UK & Age Co · checked October 2026
Age UK covers scooters through home insurance
Age UK doesn't sell a separate mobility scooter policy. Its home insurance lets you add a scooter as a Personal Belonging, but not a Class 3 road scooter. Here's what that means, and the specialist alternatives.
Updated 6 October 2026 · Figures sourced and linkedClass 2Can be added to Age UK home insurance as a Personal BelongingSource: Age UK Trading, accessed October 2026
On its over-50s home insurance page, Age UK says mobility scooters "can be added to your home insurance, though will need to be added as a Personal Belonging. This will cover your scooter while you're away from home also. Class 3 mobility scooters are not covered because they can also be used on the road and must be registered with DVLA."
Personal Belongings is an optional extra, so check it's on your policy, what its limit is, and whether liability applies while you're riding. If you ride on the road, you'll need a specialist policy instead.
Specialist alternatives
If home insurance isn't enough
Public liability at least
Breakdown recovery
Scooter class
8 of 9 policies match
Doesn't match: Not for scooters over £1,500
Published prices and limits from each provider's own website and policy documents, checked 6 October 2026. Prices are "from" prices: your quote depends on your scooter, its value and the cover you choose. "Ask" under Class 3 means the provider doesn't state it publicly, not that it's excluded. Trustpilot scores cover the whole company, not just scooter policies.
Questions
Straight answers
Does Age UK sell mobility scooter insurance?
Not as a standalone policy. Age UK's home insurance says scooters "can be added to your home insurance, though will need to be added as a Personal Belonging", which also covers them away from home. Class 3 scooters aren't covered because they can be used on the road and must be DVLA registered.
Who provides Age UK home insurance?
LV=, according to Age Co's insurance pages.
Is a specialist policy better than adding my scooter to Age UK home insurance?
For a Class 2 scooter kept mostly at home, home insurance may be enough. Specialist policies add liability while riding, personal accident, scooter hire and often breakdown, and they cover Class 3 scooters. Compare specialists →
Sources
Where the numbers come from
We use primary sources only: insurers' own product pages and policy documents, regulators and government. Figures were checked on 6 October 2026. Spot something out of date? The source link is the fastest way to check.
- Age UK Trading. Over 50s home insurance: does it cover mobility scooters?. accessed October 2026.
- Age Co. Home insurance for over 60s. accessed October 2026.
- Surewise. Mobility Scooter Insurance: product page and policy documents. Checked 6 October 2026.
- Fish Insurance. Mobility Scooter Lite: product page and policy documents. Checked 6 October 2026.
- Fish Insurance. Mobility Scooter Extra: product page and policy documents. Checked 6 October 2026.
- ETA. Mobility Scooter Insurance: product page and policy documents. Checked 6 October 2026.
- Mark Bates Ltd. Scooter & Powerchair Standard: product page and policy documents. Checked 6 October 2026.
- Mark Bates Ltd. Scooter & Powerchair Plus: product page and policy documents. Checked 6 October 2026.
- CareCo Protect + Go. Essentials / Enhanced: product page and policy documents. Checked 6 October 2026.
- Adrian Flux. Mobility Scooter Insurance: product page and policy documents. Checked 6 October 2026.
- First Senior. Powerchair, Wheelchair & Scooter Insurance: product page and policy documents. Checked 6 October 2026.